A
Guide for New Members
UNION PLUS BENEFITS
The following benefits and services are
available to all ILWU members through a program called UNION PLUS. Call 1-800-452-9425 or
visit www.unionplus.org for more information on these member-only benefits.
MORTGAGE AND REAL ESTATE PROGRAM
Buying, selling, refinancing made easier, more affordable
Offering two programs in one, this benefit takes care of your familys complete
mortgage and real estate needs.
- Down payments as low as 5 percent
- Refinancing of existing mortgages
- Special help for first-time buyers
- Reduced closing costs
HEALTH NEEDS
SERVICE
Discount mail-service pharmacy
Covers your entire familyeven relatives not living with you. If you dont
have a personal prescription plan with your health insurance, or your plan doesnt
cover everyone in your family, this program can help you save money on medications taken
on a regular basis.
- Savings compared to most neighborhood pharmacies
- No cost to joinmembership is free
- Licensed pharmacists check every prescription
CREDIT
Special union credit card with low interest, no annual fee
A union negotiated Better-Deal MasterCard© without the annual fee and
high interest rate of other credit cards. Union members can save an average of almost $150
a year by using this card.
- One of the nations lowest interest rates
- No fee for ATM use, cash advances, checks
- Skip payments during prolonged strikes
- Secured card available to help repair credit
problems
LIFE INSURANCE
Supplementary term insurance at affordable group rates
Even if you already have life insurance, it may not be enough to fully protect your
family. Dollar for dollar, this program gives you more insurance for your money.
- Special plans available for seniors
- Low group rates
- $10,000 to $100,000 coverage
- Coverage for your spouse
- Skip payments during prolonged strikes or layoffs
LEGAL SERVICE
Free and discounted legal service
You can consult a union-friendly attorney for legal help or to prevent legal problems.
There are over 800 lawyers nationwide who agree to provide a free 30-minute consultation
for union members.
- No enrollment fee
- Free document review
- Free follow-up letter or phone call
- 30% discount on complex matters
LOAN PROGRAM
Lower-rate, longer term loans
Apply for a low interest personal loan for special projects or to pay off other bills.
This program is ideal if you dont have access to a credit union or your credit union
is unable to fully meet your borrowing needs. Government-guaranteed and other education
loans also available.
- Personal loans from $2,500 to $15,000 for terms up
to 7 years
- Lower rates and longer terms mean lower monthly
payments
- Convenience of applying for loans from home
- Skip payment option
UNION DRIVER
& TRAVELER
Special motor club, car repair service and travel service
A unique combination of money-saving benefits which is only available to union
members. The low $39.95 annual membership fee for you, your spouse and children is less
than any one of these benefits alone would cost.
- Membership in Cross Country Motor Club, Inc.
- Towing and emergency road service
- Discount auto repair and maintenance service
- 5% cash back on completed air and Amtrak travel
- Discounts at over 1,200 hotels
UNION SHOPPER
Substantial savings on consumer goods and services
A special program designed to help union members save money and make educated buying
decisions. Get $10 off the $19.95 annual membership fee by joining Union Driver &
Traveler at the same time
- Computerized buying network on 275,000 brand name
items
- AutOptions Car Buying Servicelow
prices on union-made vehicles
- Discounts on eyewear, prescriptions, music, videos
and more
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