Guide for new members
Introduction
Negotiated wages and benefits
Problems on the job
House rules and discipline
Membership services
Union Plus benefits
Strength and democracy
Your dues at work
Your responsibilities
Contact the ILWU

Labor education classes
ILWU Labor Institute
Steward and leadership classes
UH Center for Labor Education and Research class schedule

Labor education resources
Books and Videotapes

Posters & Handouts
If you are sexually harassed . . .
Your rights in an investigatory interview
Union rights card
Unions 101 (English)
Unions 101 (Español)

ILWU History
The Plantation System
The Big Five
Living Standards
The Formation of Local 142
The Great 1946 Sugar Strike
1949—Dockworkers Fight for Parity
Six Decades of Militant Unionism

ILWU Leaders
Harry Bridges
Jack Hall
Harry Kamoku

A Guide for New Members
UNION PLUS BENEFITS

The following benefits and services are available to all ILWU members through a program called UNION PLUS. Call 1-800-452-9425 or visit www.unionplus.org for more information on these member-only benefits.

MORTGAGE AND REAL ESTATE PROGRAM
Buying, selling, refinancing made easier, more affordable
Offering two programs in one, this benefit takes care of your family’s complete mortgage and real estate needs.

• Down payments as low as 5 percent
• Refinancing of existing mortgages
• Special help for first-time buyers
• Reduced closing costs

HEALTH NEEDS SERVICE
Discount mail-service pharmacy
Covers your entire family—even relatives not living with you. If you don’t have a personal prescription plan with your health insurance, or your plan doesn’t cover everyone in your family, this program can help you save money on medications taken on a regular basis.

• Savings compared to most neighborhood pharmacies
• No cost to join—membership is free
• Licensed pharmacists check every prescription

CREDIT
Special union credit card with low interest, no annual fee
A union negotiated “Better-Deal” MasterCard© without the annual fee and high interest rate of other credit cards. Union members can save an average of almost $150 a year by using this card.

• One of the nation’s lowest interest rates
• No fee for ATM use, cash advances, checks
• Skip payments during prolonged strikes
• Secured card available to help repair credit problems

LIFE INSURANCE
Supplementary term insurance at affordable group rates
Even if you already have life insurance, it may not be enough to fully protect your family. Dollar for dollar, this program gives you more insurance for your money.

• Special plans available for seniors
• Low group rates
• $10,000 to $100,000 coverage
• Coverage for your spouse
• Skip payments during prolonged strikes or layoffs

LEGAL SERVICE
Free and discounted legal service
You can consult a union-friendly attorney for legal help or to prevent legal problems. There are over 800 lawyers nationwide who agree to provide a free 30-minute consultation for union members.

• No enrollment fee
• Free document review
• Free follow-up letter or phone call
• 30% discount on complex matters

LOAN PROGRAM
Lower-rate, longer term loans
Apply for a low interest personal loan for special projects or to pay off other bills. This program is ideal if you don’t have access to a credit union or your credit union is unable to fully meet your borrowing needs. Government-guaranteed and other education loans also available.

• Personal loans from $2,500 to $15,000 for terms up to 7 years
• Lower rates and longer terms mean lower monthly payments
• Convenience of applying for loans from home
• Skip payment option

UNION DRIVER & TRAVELER
Special motor club, car repair service and travel service
A unique combination of money-saving benefits which is only available to union members. The low $39.95 annual membership fee for you, your spouse and children is less than any one of these benefits alone would cost.

• Membership in Cross Country Motor Club, Inc.
• Towing and emergency road service
• Discount auto repair and maintenance service
• 5% cash back on completed air and Amtrak travel
• Discounts at over 1,200 hotels

UNION SHOPPER
Substantial savings on consumer goods and services
A special program designed to help union members save money and make educated buying decisions. Get $10 off the $19.95 annual membership fee by joining Union Driver & Traveler at the same time

• Computerized buying network on 275,000 brand name items
• AutOptions™ Car Buying Service—low prices on union-made vehicles
• Discounts on eyewear, prescriptions, music, videos and more

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Mural “Solidaridad Sindical”
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Weingarten poster
Union rights card
Grievance worksheet
Your rights on the job

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